Bid
The highest price a buyer is currently willing to pay for an asset.
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The simple, sensible default brokerage account: what a cash account is, how settlement and settled funds work, why it carries no borrowing risk, what happens to uninvested cash, and why it suits almost every beginner.
401(k)
The US workplace retirement plan: what a 401(k) is, how pre-tax (and Roth) contributions work, why an employer match is free money to claim first, how tax-deferred growth compounds, contribution limits, vesting, and the rules around accessing the money.
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